credit card debt

9 Ways to Save Thousands of Dollars Every Year

Erik Basics, Financial Education, Save Money Leave a Comment

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There are many ways to improve your financial situation: increasing your income, decreasing your spending, getting out of debt, etc. One of the easiest ways people can improve their situation instantly is to cut costs and lower their expenses.  It …

become debt free with avalanche method

Get Out of Debt Fast Using Simple Debt Payoff Methods

Erik Debt Reduction, Financial Education, Pay Off Debt 6 Comments

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What would life be like if you didn’t have debt? How would you spend your time? What would the freedom feel like? Being in debt restricts your ability to be free. Being debt free allows you to do what you …

Have a Growth Mindset and Be Unafraid to Say I Don’t Know

Erik Personal Development and Lifestyle, Personal Growth 8 Comments

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“I KNOW!” “Erik, stop running to the corner away from the basketball. Run to the ball!” “I KNOW!” “You don’t know otherwise you wouldn’t do it!” I didn’t know. After each 9th grade basketball game, my dad would tell me …

side hustles

Increase Savings Fast by Reducing These 3 Big Expenses

Erik Basics, Financial Education, Save Money 4 Comments

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There are a number of ways for a person to improve their financial situation: increasing your income, increasing your savings rate, decreasing your expenses, or getting a windfall, to name a few. My goal is to increase my income, though …

power of positive thinking

Mindset is Everything: The Power of Positive Thinking

Erik Personal Development and Lifestyle, Self Improvement, Thoughts of a Mastermind 7 Comments

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I have an exercise for you to do tomorrow morning when you wake up. Before you moan and groan about exercise, I’m not talking about some sort of physical exercise. Instead, a mental exercise. When you wake up tomorrow morning, …

proactive behavior

Living Intentionally with Proactive Behavior

Erik Featured, Personal Development and Lifestyle, Self Improvement 32 Comments

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Are you in control of your life, or are you just letting life pass you by? Are you living intentionally, or living unintentionally? Does life happen for you, or does life happen to you? One of the most effective ways …

steps to financial freedom

7 Steps to Financial Freedom and Personal Finance Success

Erik Featured, Financial Education, Thoughts of a Mastermind 11 Comments

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Are you looking to become financially free? Does financial freedom sound amazing to you? What if you could become financially free? What if you could skip your commute and spend time with your friends or family uninterrupted all day? Wouldn’t …