financial decision making

5 Tips for Making Major Financial Decisions

Erik Financial Education

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Throughout your adult life you will have to make major financial decisions that can potentially be life altering.  Some people don’t think their decisions through, while others are guilty of overthinking them. Major financial decisions are often tied to our …

How to Make Smart Financial Decisions Daily

Erik Basics, Financial Education

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Every day you are forced to make decisions that impact your life. In fact, humans make an estimated 35,000 decisions daily! Some of these decisions will impact your finances either directly or indirectly. Direct effects are most often decisions on …

It’s Never Too Late to Start Investing

Erik Financial Education, Markets

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Want to hear a scary statistic? Almost half of all adults in the United States 55 and over have nothing saved for retirement. It can be easy to prioritize other financial goals over retirement when you’re young, because retirement seems …

credit card debt

9 Ways to Save Thousands of Dollars Every Year

Erik Basics, Financial Education, Save Money Leave a Comment

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There are many ways to improve your financial situation: increasing your income, decreasing your spending, getting out of debt, etc. One of the easiest ways people can improve their situation instantly is to cut costs and lower their expenses.  It …

become debt free with avalanche method

Get Out of Debt Fast Using Simple Debt Payoff Methods

Erik Debt Reduction, Financial Education, Pay Off Debt 6 Comments

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What would life be like if you didn’t have debt? How would you spend your time? What would the freedom feel like? Being in debt restricts your ability to be free. Being debt free allows you to do what you …

side hustles

Increase Savings Fast by Reducing These 3 Big Expenses

Erik Basics, Financial Education, Save Money 4 Comments

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There are a number of ways for a person to improve their financial situation: increasing your income, increasing your savings rate, decreasing your expenses, or getting a windfall, to name a few. My goal is to increase my income, though …

steps to financial freedom

7 Steps to Financial Freedom and Personal Finance Success

Erik Featured, Financial Education, Thoughts of a Mastermind 11 Comments

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Are you looking to become financially free? Does financial freedom sound amazing to you? What if you could become financially free? What if you could skip your commute and spend time with your friends or family uninterrupted all day? Wouldn’t …