personal finance quotes to ponder on

Personal Finance Quotes for Motivation to Become Wealthy

Erik Basics, Financial Education, Thoughts of a Mastermind 3 Comments


A little bit of a change-up here for you all! I’ve gathered up 42 personal finance quotes to ponder on.

I hope you enjoy these and make sure to let me know what your favorite personal finance quotes were in the comments below!

Windfall experiment what would you do with $5,000,000A Few General Personal Finance Quotes to Get Started

Money is better than poverty, if only for financial reasons. – Woody Allen

Money is a good servant but a bad master. – Sir Francis Bacon

Riches are not an end of life, but an instrument of life. – Henry Ward Beecher

You can be young without money, but you can’t be old without it. – Tennessee Williams

Remember the golden rule: he who has the gold makes the rules. – Unknown

Money isn’t everything, but it’s right up there with oxygen. – Zig Ziglar

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is. – Oscar Wilde

Wealth is the ability to fully experience life. – Henry David Thoreau

Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable. – Clare Boothe Luce

millionaire by 30Personal Finance Quotes about Saving

The question isn’t at what age I want to retire, it’s at what income. – George Foreman

A penny saved is a penny earned. – Ben Franklin

If you can count your money, you don’t have a billion dollars.-J. Paul Getty

Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances – Henry H. Buckley

Prosperity is the fruit of labor. It begins with saving money – Abraham Lincoln

Save money and money will save you. – Unknown

Do not save what is left after spending, but spend what is left after saving. – Warren Buffett

Save your money. you’re going to need twice as much money in your old age as you think – Michael Caine

All days are not the same. Save for a rainy day. When you don’t work, savings will work for you. – Unknown

If saving money is wrong, I don’t want to be right! – William Shatner

pay cut before reaching financial independencePersonal Finance Quotes about Investing

The goal of the nonprofessional should not be to pick winners – neither he nor his “helpers” can do that – but should rather be to own a cross section of businesses that in aggregate are bound to do well. A low-cost S&P 500 index fund will achieve this goal. – Warren Buffett

When you look at the results on an after-fee, after-tax basis, over reasonably long periods of time, there’s almost no chance that you end up beating the index fund. – David Swensen

Surprise, the returns reported by mutual funds aren’t actually earned by investors. – Jack Bogle

An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return. Operations not meeting these requirements are speculative. – Benjamin Graham

Risk comes from not knowing what you’re doing. – Warren Buffett

Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves. – Peter Lynch

Personal Finance and Motivation Quotes

Whatever the mind of man can conceive and believe, it can achieve. – Napoleon Hill

Those who have a “why” to live, can bear with almost any “how”. – Victor Frankl

The most difficult thing is the decision to act, the rest is merely tenacity. – Amelia Earhart

The man on top of the mountain didn’t fall there. – Vince Lombardi

A journey of a thousand miles beings with a single step. – Lao-Tzu

He who chooses the beginning of the road chooses the place it leads to. It is the means that determines the end. – Henry Emerson Fosdick

Your choices are made in a moment, but their consequences will transcend a lifetime. – MJ DeMarco

debt eliminationPersonal Finance Quotes about Debt

The rich rule over the poor, and the borrower is slave to the lender. – Proverbs 22:7

Good times are when people make debts to pay in bad times. – Robert Quinlin

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? – Adam Smith

When you get in debt you become a slave. – Andrew Jackson

Christmas is the season when you buy this year’s gifts with next year’s money. – Unknown

Running into debt isn’t so bad. It’s running into creditors that hurts. – Unknown

Rather go to bed supperless, than rise in debt. – Benjamin Franklin

Never spend money before you have it – Thomas Jefferson

If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours. – John Maynard Keynes

If you think nobody cares if you’re alive, try missing a couple of car payments. – Earl Wilson

There you have it! 42 personal finance quotes. Personally, my favorite (and one I laughed at when compiling this list). was Christmas is the season when you buy this year’s gifts with next year’s money. That’s bad, but it’s a little bit sad because it’s true. People will go into credit card debt because they don’t have the cash to buy gifts for whatever reason.

I also really liked the quote, All days are not the same. Save for a rainy day. When you don’t work, savings will work for you. This quote is about the concept of passive income – if you and I can build up passive income streams, then we won’t have to work for our money.

Thanks for reading – I enjoyed putting this list together! 🙂

Readers, how did I do? Was your favorite personal finance quote in here? What is your favorite personal finance quote?




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Comments 3

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    1. Post

      Hey Jan,

      Thanks for stopping by. I’d love to take a look. Feel free to contact me using the contact form below and we can chat a little more later.

      Have a good one 🙂


  2. Pingback: Friday Favorites: December 1, 2017 - Money Beagle

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